Long Term Care - discontinued for new hires after february 1, 2026

Unum Provident

Group Number Number 138483

Unum Life Insurance Company of America
LTC Department
2211 Congress Street
Portland, Maine 04122-2295
800-227-4165

Benefit Election Forms

Plan Number 1 - Employer Paid

  • Facility Monthly Benefit: $3,000
  • Home Monthly Benefit: $1,500
  • Facility Benefit Duration: 3 years
  • Home Benefit: 50%
  • Lifetime Maximum: $36,000
  • Elimination Period: 90 Days
  • Home Care Level: Home and Community Based Care

Buy Up Options

Employees have the option of selecting another plan with more benefits - the employee is responsible for the additional premium costs.

  • Plan Number 2: Add Immediate Family Member Care
  • Plan Number 3: Add Compound Inflation
  • Plan Number 4: Add Immediate Family Member Care and Compound Inflation

Additional Facility Monthly Benefit Amount: 

  • $4,000 (select 3 or 6 years)
  • $5,000 (select 3 or 6 years)
  • $6,000 (select 3 or 6 years)
  • $7,000 unlimited duration
  • $8,000 unlimited duration

Employees: Your premium for the buy-up options will be paid through payroll deduction from your paycheck